Legal – predictively.ca

Section 01

Corporate Information

This platform is operated by Predictively Inc., a corporation incorporated under the Business Corporations Act, SBC 2002, c. 57, of the Province of British Columbia, Canada.

Legal Name Predictively Inc.

Jurisdiction British Columbia, Canada

Website predictively.ca

General Inquiries hello@predictively.ca

Legal & Compliance legal@predictively.ca

Privacy Officer privacy@predictively.ca

Section 02

Data Source Attribution

Source Data The market data underlying Predictively's intelligence reports is sourced from aggregate statistics published by iGaming Ontario in the exercise of its market transparency mandate. This data is publicly available.

Predictively Intelligence Reports are derived from aggregate market performance statistics published by iGaming Ontario ("iGO"), a subsidiary of the Ontario Lottery and Gaming Corporation, established pursuant to the Ontario Lottery and Gaming Corporation Act, 1999, SO 1999, c. 12, Sch. L, as amended.

iGaming Ontario publishes aggregate market performance data as part of its commitment to market transparency. Predictively ingests this publicly available data and applies its proprietary analytical pipeline — including trend modelling, regime classification, risk scoring, and signal generation — to produce structured intelligence reports.

2.1 — Nature of Source Data

The iGaming Ontario data ingested by Predictively consists of:

Aggregate monthly market performance statistics for the Ontario iGaming market, including gross gaming revenue (GGR), total wagers, active player counts, and hold percentages;
Operator-level aggregate data as released by iGaming Ontario in its periodic market data publications; and
Supplementary data released by iGaming Ontario through its data transparency program.

Predictively does not receive, process, or have access to any non-public, confidential, or player-level data from iGaming Ontario or any licensed Ontario iGaming operator. All source data is aggregate in nature and publicly released.

2.2 — Data Currency

The currency of data in any Intelligence Report is determined by the most recent iGaming Ontario market data release at the time of report generation. iGaming Ontario typically publishes market data with a reporting lag. Predictively processes and releases Intelligence Reports following each new iGaming Ontario data publication cycle. Users should refer to the "Reporting Period" disclosed on each Intelligence Report to determine the period covered.

Section 03

Independence Disclosure

No Official Affiliation Predictively is not affiliated with, endorsed by, or operating under the authority of iGaming Ontario, the Ontario Lottery and Gaming Corporation, the Alcohol and Gaming Commission of Ontario, or any agency of any government.

Predictively Inc. operates as an independent commercial entity. We are not affiliated with, endorsed by, licensed by, contracted by, or operating in partnership with any of the following:

iGaming Ontario — a subsidiary of the Ontario Lottery and Gaming Corporation;
Ontario Lottery and Gaming Corporation — a Crown corporation of the Province of Ontario;
Alcohol and Gaming Commission of Ontario (AGCO) — the regulatory body responsible for licensing iGaming operators in Ontario; or
Any ministry, agency, Crown corporation, or instrumentality of the Government of Ontario or the Government of Canada.

Our Intelligence Reports are produced by Predictively independently. Our use of publicly released iGaming Ontario market data in our analytical products does not imply any official endorsement, commercial relationship, data sharing arrangement, or regulatory authorization by or with any of the above entities.

The names "iGaming Ontario", "Ontario Lottery and Gaming Corporation", "OLG", and "AGCO" are the property of their respective owners and are used solely for identification and attribution purposes.

Section 04

No Prediction Disclaimer — Forward-Looking Statement Caution

All Intelligence Reports Reflect Historical Data Only Predictively does not make predictions about future market conditions, revenues, player behaviour, regulatory action, or competitive dynamics. Historical patterns do not guarantee, predict, or imply future results.

All Intelligence Reports produced and delivered by Predictively are analyses of historical market data as published by iGaming Ontario. They are not forecasts, predictions, projections, or guidance with respect to future events or results.

4.1 — Forward-Looking Language Caution

Certain analytical language in Intelligence Reports may include terms that could be construed as forward-looking, including without limitation: "trajectory", "trend", "momentum", "signal", "indicator", "outlook", "expansion phase", "contraction phase", "regime", "headwind", "tailwind", "opportunity", "risk", "seasonality", "growth", "pressure", and similar terms. All such language reflects an analytical characterization of historical data patterns and must not be construed as a statement about, prediction of, or guarantee of future market performance.

4.2 — Market Uncertainty

The Ontario iGaming market is subject to regulatory, competitive, economic, technological, and consumer behaviour forces that are inherently uncertain, rapidly evolving, and in many cases unquantifiable from historical data alone. Factors that may cause actual results to differ materially from historical trends include, without limitation:

Changes to the regulatory framework governing iGaming in Ontario, including amendments to operator registration conditions, responsible gambling requirements, or advertising standards imposed by the AGCO;
Changes to iGaming Ontario's market conduct requirements, including changes to revenue sharing or market participation structures;
The entry or exit of operators from the Ontario market;
Changes in consumer preference, technology adoption, or competitive dynamics;
Macroeconomic conditions, including inflation, interest rates, and household disposable income trends in Ontario;
Seasonal and event-driven fluctuations not captured in the historical reporting period; and
Force majeure events, including pandemic-level public health emergencies or other extraordinary circumstances.

Predictively expressly disclaims any obligation to update or revise any Intelligence Report or analytical output in light of new information, future events, or changes in market conditions after the report generation date.

Section 05

No Professional Advice Disclaimer

The content of Predictively Intelligence Reports, this website, and all communications from Predictively does not constitute, and must not be relied upon as:

Financial Advice Predictively does not hold registration as an investment dealer, portfolio manager, or advisor under the Securities Act, RSO 1990, c. S.5 or any equivalent provincial legislation. Nothing in our reports constitutes a recommendation to make any investment, financial, or capital allocation decision.

Operational Guidance Intelligence Reports must not be used as the primary or sole basis for any operator's commercial, marketing, product, promotional, or resource allocation decisions. Operators remain responsible for their own market research, risk assessments, and business judgment.

Legal Advice Nothing in our reports constitutes legal, regulatory, or compliance advice. Operators should seek independent legal counsel for matters relating to their regulatory obligations under the AGCO, iGaming Ontario, or any applicable statute.

Regulatory Compliance Predictively's outputs do not satisfy any obligation imposed on operators by iGaming Ontario, the AGCO, or any other regulatory body. Operators must maintain their own independent compliance programs.

Tax Advice Nothing in our reports constitutes tax, accounting, or actuarial advice. Operators should seek independent advice from qualified professional advisors for all tax, accounting, and actuarial matters.

By accessing any Intelligence Report, you acknowledge that you are a sophisticated commercial party capable of independently evaluating market information, and that you will not use Predictively outputs as a substitute for your own independent analysis, professional advice, or regulatory compliance obligations.

Section 06

Intellectual Property Notices

6.1 — Copyright

All content on this website and in all Intelligence Reports, including without limitation text, graphics, analysis, scoring frameworks, regime classification methodologies, risk taxonomies, signal models, composite indices, visual design elements, icons, and software, is protected by copyright and owned by Predictively Inc., or is used under licence from its respective owner.

No part of any Intelligence Report or this website may be reproduced, distributed, transmitted, published, broadcast, or commercially exploited in any form or by any means without the prior written permission of Predictively Inc., except as permitted under Section 9 of the Terms of Use or as expressly authorized by applicable law.

6.2 — Trade-marks

The following are trade-marks or registered trade-marks of Predictively Inc.:

PREDICTIVELY™ — word mark
The Predictively logo and visual identity

All other product names, company names, marks, and logos appearing on this website or in Intelligence Reports are the trade-marks or registered trade-marks of their respective owners. Use of these marks does not imply any affiliation with, endorsement by, or sponsorship by those owners.

6.3 — Proprietary Methodologies

The following analytical methodologies and frameworks embodied in Predictively's platform and Intelligence Reports are proprietary to Predictively Inc. and are protected by copyright, trade secret, and other applicable intellectual property law:

The Predictively Regime Classification Framework, including the four-state market regime taxonomy (Expansion, Peak, Deceleration, Contraction) and associated scoring methodology;
The Predictively Quality Scoring System, including the five-dimension evaluation schema applied to each generated report;
The Predictively Signal Taxonomy, including the classification methodology for momentum, volatility, trend strength, and transition risk signals;
The Predictively Opportunity Radar Framework, including the fit score, timing, and rationale generation methodology; and
The Predictively Risk Mapping Framework, including the impact-probability ranking methodology and mitigation framing approach.

Subscribers may not reverse-engineer, replicate, reproduce, or develop competing products based on Predictively's proprietary methodologies without express written authorization.

6.4 — iGaming Ontario Attribution

Predictively acknowledges that the aggregate market data forming the evidentiary basis of its Intelligence Reports is published by iGaming Ontario. Such data is the property of iGaming Ontario and/or the Province of Ontario, as applicable. Predictively's use of this publicly released data does not create any proprietary rights in the underlying source data on Predictively's part, and does not convey any such rights to Subscribers.

Section 07

AI-Assisted Report Generation Notice

Predictively's Intelligence Reports are generated using an artificial intelligence large language model ("AI") constrained by a deterministic analytical pipeline. The following disclosures apply:

Source Pack Constraint: The AI generation engine operates exclusively against a structured "source pack" assembled from iGaming Ontario market data. The engine is instructed to prohibit invented figures, unsupported causal claims, and generic language that cannot be traced to the source pack;
Schema Validation: All AI-generated output is validated against a fixed JSON schema before release. Output that does not conform to the schema is not released;
Quality Threshold: All Intelligence Reports are subject to an internal quality scoring process. Reports that do not meet the minimum quality threshold are not released to Subscribers;
Human Review: Predictively's platform includes administrative review controls that enable human oversight of generated reports prior to publication; and
Limitation: Notwithstanding the foregoing controls, AI-generated text may contain errors, inaccuracies, unintended characterizations, or analytical conclusions that do not precisely reflect the underlying data. Subscribers are responsible for independently verifying any material fact before relying on it.

The use of AI in report generation does not affect the intellectual property rights in the resulting Intelligence Reports, which vest in Predictively Inc. as described in Section 6 above.

Section 08

Report Currency & Staleness

Each Intelligence Report is current as of its stated generation date and reflects iGaming Ontario market data as available at that time. After publication, a report is not updated unless a material error is discovered and an erratum is issued. Subscribers should always access the most recent Intelligence Report to obtain the most current analysis.

Archived Reports Historical reports in the Predictively archive represent the analytical conclusions that were valid as of their generation date. The Ontario iGaming market evolves rapidly. Prior reports must not be used as a substitute for current analysis and may not reflect regulatory changes, new operator entrants, or market shifts that occurred after the reporting period.

Predictively is not obligated to issue corrections, errata, or updated reports in response to changes in market conditions occurring after the generation date of any Intelligence Report. Where Predictively does issue an erratum for a factual error, the erratum will be noted on the affected report. Predictively's obligation, if any, with respect to errata is governed by the Terms of Use.

Section 09

Regulatory Context

The Ontario iGaming market operates under a regulatory framework established by the following primary legislative instruments and regulatory bodies. Predictively provides this information for contextual reference only and it does not constitute legal advice:

9.1 — Key Regulatory Framework

iGaming Ontario A subsidiary of the Ontario Lottery and Gaming Corporation, responsible for conducting and managing internet gaming in Ontario through its market framework, pursuant to the OLG Act and Ontario Regulation 78/12.

AGCO The Alcohol and Gaming Commission of Ontario, an arm's-length regulatory agency that registers iGaming operators and enforces compliance with applicable gaming standards and legislation in Ontario.

OLG Act The Ontario Lottery and Gaming Corporation Act, 1999, SO 1999, c. 12, Sch. L, as amended, which establishes the mandate of the OLG and its subsidiaries including iGaming Ontario.

Gaming Control Act The Gaming Control Act, 1992, SO 1992, c. 24, as amended, which governs gaming registrations and the AGCO's regulatory powers in Ontario.

AGCO Standards The Registrar's Standards for Internet Gaming (updated periodically), which impose conduct and technical requirements on registered iGaming operators in Ontario.

9.2 — Operator Responsibility

Operators registered with iGaming Ontario and the AGCO are subject to a comprehensive regulatory framework including, without limitation, requirements relating to responsible gambling, advertising, anti-money laundering, privacy, and market conduct. Predictively's Intelligence Reports do not address, satisfy, or substitute for any of these regulatory obligations. Operators should maintain independent legal, compliance, and regulatory advisory relationships.

Section 10

Third-Party Links & References

This website and our Intelligence Reports may contain references to, or links to, third-party websites, publications, data sources, or external resources for informational and attribution purposes. Predictively does not endorse, control, or take responsibility for the content, accuracy, privacy practices, or availability of any third-party website or resource.

Specifically:

Links to iGaming Ontario's website or publications are provided for attribution and reference purposes only and do not imply any affiliation or endorsement as described in Section 3;
References to AGCO publications, registrar standards, or regulatory guidance are provided for contextual background only and do not constitute legal or regulatory advice; and
Links to any third-party operator, supplier, or commercial entity do not constitute an endorsement, recommendation, or commercial relationship.

Your use of any third-party website is subject to that website's own terms of use and privacy policy. Predictively is not liable for any loss or damage arising from your use of any third-party website or resource.

Section 11

Legal Contact

For all legal notices, intellectual property inquiries, copyright complaints, regulatory correspondence, or requests for written permission to use Predictively content, please contact:

Organization Predictively Inc.

Attention Legal & Compliance

Email legal@predictively.ca

We endeavour to respond to all legal correspondence within five (5) business days. Matters requiring urgent attention should be clearly marked as such in your correspondence.

Legal Notices